RICA Atlas
RICA Atlas
RICA Atlas is the software operating layer of the RICA market.
RICA Atlas connects project evidence, open project accounts, project-loan records, note monitoring, partner workflows, and platform oversight in one controlled environment.
Distributed private-market infrastructure cannot scale when information lives in slide decks, disconnected spreadsheets, ad hoc data rooms, and email threads. Atlas gives the market a shared record for the asset, the financing, the monitoring package, and the investor view.
Atlas does not replace legal, compliance, subscription, settlement, or regulated distribution processes. It supports discovery, diligence, evidence, monitoring, workflow coordination, and operating visibility.
Business problem
Atlas makes distributed adaptation assets legible.
RICA assets are distributed, local, and operationally specific. Investors need to understand location, framework type, sponsor, operator, community role, nature stewardship, documents, metrics, cash-flow logic, loan terms, servicing behavior, and material events. Without a common operating layer, that information remains fragmented.
Atlas gives each project a structured record, gives each stakeholder controlled access, and gives investors a way to move from project-level evidence to portfolio-level monitoring.
Core market objects
| Object | Role In Atlas |
|---|---|
| Organizations and users | Define market participants, roles, permissions, and desk access. |
| Projects | Hold the asset profile, framework, sponsor, operator, geography, and stakeholder structure. |
| Open project accounts | Connect GIS location, asset boundary, documents, media, metrics, financing records, servicing, and material events. |
| Documents and media | Support diligence, operating evidence, legal records, technical review, and investor materials. |
| Metrics and verification | Track operating, financial, impact, audit, and platform-approval workflows. |
| Project loans | Record proposals, active loans, servicing behavior, schedules, and repayment visibility. |
| Notes and pools | Preserve note details, underlying project exposure, loan purchases, cash flows, distributions, and monitoring records. |
| Shared access | Allows sponsors, investors, auditors, reviewers, and partners to see the records relevant to their role. |
Open project accounts
The open project account is the asset-level transparency construct.
Each account anchors the project in a specific place and operating record. It connects GIS location, asset boundary, sponsor and operator roles, community ownership, nature stewardship, project documents, media, metrics, financing terms, servicing events, and material events.
Open does not mean uncontrolled. Atlas supports public, permissioned, and platform-controlled visibility so RICA can maintain investor-grade transparency while respecting confidentiality, regulatory boundaries, and data governance.
Desk structure
Developer Desk
Supports sponsors and operators with project setup, open project account maintenance, evidence publication, reporting, metrics submission, and financing readiness.
RICA Investor Desk
Supports origination investors with opportunity discovery, screening, shortlisting, underwriting, loan proposals, active project loans, servicing visibility, and portfolio monitoring.
RICA ABS Desk
Supports note-market users with note review, pool composition, note documents, investor questions, cash-flow visibility, loan purchases, distributions, and post-execution monitoring.
Platform Desk
Supports oversight with ecosystem monitoring, metric administration, project review, framework coverage, verification queues, partner access, and platform settings.
Role-based visibility
Atlas makes the right data available to the right participant.
Sponsors maintain project evidence. Origination investors inspect project and loan records. Note investors review pool and selected underlying asset information. Auditors and reviewers inspect evidence and verification queues. Platform teams govern standards, access, records, and workflow status. Software partners integrate through controlled API surfaces.
This role structure matters because RICA transparency is not only about more data. It is about making the right data available at the right decision point.
Data governance
Traceability is part of investor confidence.
Atlas supports document versioning, evidence provenance, audit trails, metric verification, material-event logs, access control, and controlled sharing. These features are essential because the value of distributed asset data depends on knowing where it came from, who can see it, and how it changes over time.
Atlas pages