RICA

Overview

Rural Infrastructure for Climate Adaptation

RICA is a private-markets strategy for the regenerative economy. It connects rural adaptation assets, standards, evidence, and capital formation pathways into a repeatable market model for locally grounded infrastructure.

Market proposition

A strategy for making local adaptation investable without making it opaque.

RICA addresses a structural climate-finance gap: assets that matter most for rural adaptation are too small, local, and operationally intensive for conventional private credit or infrastructure finance, yet too commercially meaningful to rely on grants, subsidies, or isolated pilot capital.

The architecture keeps the asset and ecosystem visible as it moves through origination, seasoning, purchase eligibility, pooling, and investor monitoring. That continuity is central to making distributed rural assets investable without making them opaque.

What makes a RICA asset distinct

Read RICA Principles

How RICA works

  1. 01 Sponsor develops asset under RICA principles and structuring
  2. 02 Open Project Account and evidence package on Atlas digital platform for discovery and acceleration
  3. 03 Origination capital funds asset construction under RICA financing methodology
  4. 04 Arrangers monitor asset seasoning and performance for RICA ABS structuring
  5. 05 ABS issuance, placement, servicing, and monitoring under thematic RICA note programs
  6. 06 Capital recycles into origination of new assets

Discover further

01 Mission And Impact Thesis Why RICA exists and what it is trying to make possible. 02 Market Architecture How projects, loans, purchase pathways, pools, and notes fit together. 03 Climate Adaptation Fundamentals The climate adaptation logic behind distributed rural infrastructure. 04 Solution Frameworks The asset-pattern standards that define framework-specific operating and evidence requirements. 05 Core Terms A compact vocabulary for the asset, project record, financing, and note-program concepts used across RICA.