RICA Atlas
RICA Atlas is the software operating layer of the RICA market. It connects project evidence, open project accounts, project-loan records, note monitoring, partner workflows, and platform oversight in one controlled environment.
Distributed private-market infrastructure cannot scale when information lives in slide decks, disconnected spreadsheets, ad hoc data rooms, and email threads. Atlas gives the market a shared record for the asset, the financing, the monitoring package, and the investor view.
The Business Problem Atlas Solves
Section titled “The Business Problem Atlas Solves”RICA assets are distributed, local, and operationally specific. Investors need to understand location, framework type, sponsor, operator, community role, nature stewardship, documents, metrics, cash-flow logic, loan terms, servicing behavior, and material events. Without a common operating layer, that information remains fragmented.
Atlas makes the asset class legible. It gives each project a structured record, gives each stakeholder controlled access, and gives investors a way to move from project-level evidence to portfolio-level monitoring.
Core Market Objects
Section titled “Core Market Objects”| Object | Role In Atlas |
|---|---|
| Organizations and users | Define the market participants, roles, permissions, and desk access. |
| Projects | Hold the asset profile, framework, sponsor, operator, geography, and stakeholder structure. |
| Open project accounts | Connect GIS location, asset boundary, documents, media, metrics, financing records, servicing, and material events. |
| Documents and media | Support diligence, operating evidence, legal records, technical review, and investor materials. |
| Metrics and verification | Track operating, financial, impact, audit, and platform-approval workflows. |
| Project loans | Record proposals, active loans, servicing behavior, schedules, and repayment visibility. |
| Notes and pools | Preserve note details, underlying project exposure, loan purchases, cash flows, distributions, and monitoring records. |
| Shared access | Allows sponsors, investors, auditors, reviewers, and partners to see the records relevant to their role. |
Open Project Accounts
Section titled “Open Project Accounts”Open project accounts are the central Atlas construct for asset-level transparency. Each account anchors the project in a specific place and operating record. It connects GIS location, asset boundary, sponsor and operator roles, community ownership, nature stewardship, project documents, media, metrics, financing terms, servicing events, and material events.
Open does not mean uncontrolled. Atlas supports public, permissioned, and platform-controlled visibility. This allows RICA to maintain investor-grade transparency while respecting confidentiality, regulatory boundaries, and data governance.
Desk Structure
Section titled “Desk Structure”Atlas is organized around desks because different market participants make different decisions.
Developer Desk
Section titled “Developer Desk”The Developer Desk supports sponsors and operators. It focuses on project setup, open project account maintenance, evidence publication, reporting, metrics submission, and financing readiness.
RICA Investor Desk
Section titled “RICA Investor Desk”The RICA Investor Desk supports origination investors. It focuses on opportunity discovery, screening, shortlisting, underwriting, loan proposals, active project loans, servicing visibility, and portfolio monitoring.
RICA ABS Desk
Section titled “RICA ABS Desk”The RICA ABS Desk supports note-market users. It focuses on note review, pool composition, note documents, investor questions, cash-flow visibility, loan purchases, distributions, and post-execution monitoring.
Platform Desk
Section titled “Platform Desk”The Platform Desk supports oversight. It focuses on ecosystem monitoring, metric administration, project review, framework coverage, verification queues, partner access, and platform settings.
Role-Based Visibility
Section titled “Role-Based Visibility”Atlas uses permissions to keep the market coordinated without flattening every role into the same view. Sponsors maintain project evidence. Origination investors inspect project and loan records. Note investors review pool and selected underlying asset information. Auditors and reviewers inspect evidence and verification queues. Platform teams govern standards, access, records, and workflow status. Software partners integrate through controlled API surfaces.
This role structure matters because RICA transparency is not only about more data. It is about making the right data available to the right participant at the right decision point.
Data Governance
Section titled “Data Governance”Atlas supports document versioning, evidence provenance, audit trails, metric verification, material-event logs, access control, and controlled sharing. These features are essential to investor confidence because the value of distributed asset data depends on traceability and permissions.